Terms and Conditions

Last Updated: February 23, 2026

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the desisalary.com website (the "Service") operated by DesiSalary ("us", "we", or "our"). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you disagree with any part of the terms, then you may not access the Service. Please review this document thoroughly as it dictates your rights and responsibilities when using our platform.

1. Use of Calculators and Information

The calculators and information provided on desisalary.com, including but not limited to the 8th Pay Commission Calculator, DA Arrears Calculator, HRA Calculator, NPS Calculator, EPF Calculator, Gratuity Calculator, and Income Tax Calculator (collectively, the "Calculators"), are designed to provide general estimates and illustrative figures. They are based on currently available public information, generally accepted mathematical formulas, assumptions, and projected data.

You explicitly acknowledge and agree to the following regarding the Calculators:

  • Not Financial Advice: The results generated by our calculators do not constitute official financial, legal, tax, or professional advice. The information is provided for educational and informational purposes only. You should consult with a qualified professional before making any financial decisions based on the output of our tools.
  • Estimates Only: You acknowledge that the figures are estimates and may vary significantly from the actual official calculations provided by your employer, government agencies, or financial institutions. The formulas used may be simplified or may not account for all variables, deductions, local regulations, or individual circumstantial modifiers.
  • Information Currency: While we strive to keep our formulas and underlying data (such as DA rates, tax slabs, or commission guidelines) up to date, tax laws and government regulations change frequently. We do not guarantee that the calculators reflect the most current legislative changes at the exact moment of your use.
  • No Guarantees of Accuracy: We make no representations or warranties of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, or completeness of any information or calculation resulting from the use of our tools. We shall not be held responsible for any discrepancies, errors, or omissions in the calculations.

2. User Conduct and Responsibilities

As a condition of your use of the Service, you agree to abide by all applicable local, state, national, and international laws and regulations. You are solely responsible for all acts or omissions that occur under your account or password, including the content of your transmissions through the Service.

You specifically agree not to:

  • Use the Service in connection with any commercial endeavors except those that are specifically endorsed or approved by us.
  • Use the Service for any unlawful purpose or to solicit others to perform or participate in any unlawful acts.
  • Interfere with or disrupt the security, integrity, or performance of the Service, our servers, or the networks connected to the Service.
  • Attempt to gain unauthorized access to any portion or feature of the Service, or any other systems or networks connected to the Service or to any of our servers.
  • Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service, use of the Service, or access to the Service without our express written permission.
  • Use any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, "data mine," or in any way reproduce or circumvent the navigational structure or presentation of the Service or its contents.
  • Input fabricated, malicious, or intentionally harmful data into the calculators designed to exploit systems or generate erroneous outputs for malicious purposes.

3. Intellectual Property Rights

The Service and its original content, features, functionality (including but not limited to all calculators, algorithms, tools, underlying code, graphics, user interface design, and text), are and will remain the exclusive property of DesiSalary and its licensors. The Service is protected by copyright, trademark, trade secret, and other intellectual property or proprietary rights laws of both India and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service that is not ours, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits DesiSalary. You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Service strictly in accordance with these Terms. No right, title, or interest in or to the Service or any content on the Service is transferred to you, and all rights not expressly granted are reserved by us.

4. Links To Third-Party Websites

Our Service may contain links to third-party web sites or services that are not owned or controlled by DesiSalary. This may include links to government circulars, news articles, financial institutions, or external resources provided for your convenience.

DesiSalary has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. The inclusion of any link does not imply endorsement by DesiSalary of the site or any association with its operators. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such web sites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

5. Disclaimer of Warranties

Your use of the Service is at your sole risk. The Service, including all content, software, functions, calculators, materials, and information made available on or accessed through the Service, is provided on an "AS IS" and "AS AVAILABLE" basis.

To the fullest extent permissible by law, DesiSalary makes no representations or warranties of any kind whatsoever for the content on the Service or the security associated with the transmission of sensitive information through the Service or any linked site. DesiSalary explicitly disclaims any warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, title, custom, trade, quiet enjoyment, system integration, and freedom from computer virus.

DesiSalary does not warrant that the functions contained in the Service or any materials or content contained therein will be uninterrupted or error-free, that defects will be corrected, or that the Service or the server that makes it available is free of viruses or other harmful components. DesiSalary does not warrant or make any representations regarding the use or the results of the use of the materials in the Service in terms of their correctness, accuracy, reliability, or otherwise.

6. Limitation of Liability

In no event shall DesiSalary, its developers, authors, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Service, including the calculators.
  • Any conduct or content of any third party on the Service.
  • Any content obtained from the Service, including reliance on the output of calculators for financial planning, taxation, or salary negotiations.
  • Unauthorized access, use, or alteration of your transmissions or content.
  • Any errors or omissions in the Service's operation, or any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortious behavior, negligence, or under any other cause of action.

Our liability shall be limited to the maximum extent permitted by applicable law. If you are dissatisfied with any portion of the Service, or with any of these Terms of Use, your sole and exclusive remedy is to discontinue using the Service.

7. Indemnification

You agree to defend, indemnify and hold harmless DesiSalary and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password, or b) a breach of these Terms.

8. Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions.

Any legal action or proceeding relating to your access to, or use of, the Service or these Terms shall be instituted only in a competent court location in India. You and DesiSalary agree to submit to the jurisdiction of, and agree that venue is proper in, these courts in any such legal action or proceeding.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

9. Changes To Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time without prior explicit notice to individual users. We will indicate at the top of this page the date these terms were last revised. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. It is your responsibility to check this page periodically for changes. If you do not agree to the new terms, in whole or in part, please stop using the website and the Service.

10. Contact Us

If you have any questions or concerns about these Terms, the practices of this site, or your dealings with this Service, please contact us. We aim to address all inquiries promptly and professionally.

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