📋 Youth Entrepreneurship / MSME Loan ✓ Official Guide

Mukhyamantri Yuva Udyami Vikas Abhiyan (CMYUVA) (मुख्यमंत्री युवा उद्यमी विकास अभियान)

Complete guide to Mukhyamantri Yuva Udyami Vikas Abhiyan (CMYUVA) UP. Check eligibility, loan amount, interest subsidy, Phase 1 & 2, documents, online application, official portal, PDF, form and helpline.

Benefit Amount
Up to ₹5 lakh (Phase 1)
Target Beneficiary
Youth Entrepreneurs (21–40 years)
Launch Year
2026
State Jurisdiction
Uttar Pradesh
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The Mukhyamantri Yuva Udyami Vikas Abhiyan (CMYUVA) (मुख्यमंत्री युवा उद्यमी विकास अभियान) is a flagship youth entrepreneurship scheme of the Government of Uttar Pradesh that provides bank-linked loans with interest subsidy to help young entrepreneurs establish micro and small enterprises.

Implemented by the Directorate of Industries and Enterprise Promotion (DI&EP), UP, CMYUVA aims to generate meaningful self-employment among the state’s youth. The UP Government’s budget material also describes the scheme as providing guarantee-free loans for establishing micro-enterprises, with a target of 1 lakh new micro-enterprises per year.

This guide covers eligibility, loan amounts, Phase 1 and Phase 2 benefits, required documents, the online application process, official portals, project report requirements, and helpline information — based on official UP MSME and government sources.

📋 Scheme Overview

ParticularDetails
Scheme NameMukhyamantri Yuva Udyami Vikas Abhiyan (CMYUVA)
Local Nameमुख्यमंत्री युवा उद्यमी विकास अभियान
StateUttar Pradesh
Implementing DepartmentDirectorate of Industries and Enterprise Promotion (DI&EP)
Scheme TypeYouth Entrepreneurship / MSME Loan with Interest Subsidy
Target GroupAspiring youth entrepreneurs (21–40 years)
Phase 1 LoanUp to ₹5 lakh (100% interest subsidy for 4 years)
Phase 2 Loan₹10–20 lakh (50% interest subsidy for 3 years)
Official Portalsdiupmsme.upsdc.gov.in · cmyuva.org.in
Official Scheme PDFmsme1connect.up.gov.in
ℹ️ Verify Before Applying

Loan limits, subsidy percentages, and repayment terms are based on the official UP MSME scheme document. Banks may have additional project appraisal requirements. Always confirm the latest rules on diupmsme.upsdc.gov.in or cmyuva.org.in before submitting your application.

💰 Loan & Financial Assistance

Phase 1 — Micro Enterprises

ComponentDetails
Loan AmountUp to ₹5 lakh
Interest Subsidy100% for 4 years
TargetNew micro-enterprise establishment
Effective CostInterest burden covered by government subsidy during subsidy period

Phase 2 — Larger Enterprises

ComponentDetails
Loan Amount₹10 lakh to ₹20 lakh
Interest Subsidy50% for 3 years
TargetScaling existing or larger new enterprises

How Subsidy Works

CMYUVA does not provide a direct cash grant. Instead, the government reimburses the interest component of the bank loan for the subsidy period — making the effective borrowing cost significantly lower for eligible entrepreneurs. The principal loan amount must be repaid as per the bank’s repayment schedule.

🔍 Eligibility Criteria

ConditionRequirement
Age21 to 40 years (age proof required)
ResidencyPermanent resident of Uttar Pradesh
EducationMinimum Class 8 or equivalent
EntrepreneurshipAspiring entrepreneur — no existing large enterprise ownership restrictions beyond scheme norms
Training PriorityApplicants who completed government-run skill/entrepreneurship training receive priority
ExclusionMust not be receiving benefits from another central/state scheme with interest or capital subsidy component for the same project

Priority Categories

  • Youth who completed training under UPSDM, PM Vishwakarma, or other government skill programmes
  • First-time entrepreneurs from economically weaker sections
  • Women, SC/ST, and PwD applicants (with applicable certificates)

📄 Documents Required

DocumentPurposeMandatory?
Aadhaar Card / Voter IDIdentity proofYes
Age ProofBirth certificate, school certificate, or AadhaarYes
Residence / Domicile CertificateProof of permanent UP residencyYes
Educational CertificateClass 8 or higher qualificationYes
Skill Training CertificateGovernment-recognised training programmeRecommended
Caste CertificateSC/ST/OBC reservation benefitsIf applicable
Disability CertificatePwD reservation benefitsIf applicable
Bank PassbookLoan disbursement accountYes
Passport-size PhotographApplication recordYes
Project Report / Business PlanEnterprise viability assessmentYes
Mobile NumberOTP verification and communicationYes

📝 Project Report Requirements

A project report (व्यवसाय योजना / business plan) is typically required for bank appraisal under CMYUVA. It should cover:

  • Proposed business activity and location
  • Estimated project cost and loan requirement
  • Market analysis and revenue projections
  • Raw materials, machinery, and working capital needs
  • Employment generation potential

The CMYUVA portal may offer free project report generation tools to help applicants prepare the required documentation. Check cmyuva.org.in for available templates and guidance.

⚙️ How to Apply Online

Step-by-Step Application Guide

  1. Visit Official Portal: Open diupmsme.upsdc.gov.in or cmyuva.org.in.
  2. Register: Click New User Registration and enter name, date of birth, father’s name, mobile number, email, district, and scheme name (CMYUVA).
  3. Verify OTP: Complete mobile/email OTP verification.
  4. Login: Use the User ID and password received during registration.
  5. Select CMYUVA Scheme: Choose Mukhyamantri Yuva Udyami Vikas Abhiyan from available schemes.
  6. Fill Application Form: Enter personal details, educational qualification, training details, proposed business activity, and loan amount required.
  7. Upload Documents: Attach identity proof, age proof, residence certificate, educational certificate, training certificate, bank passbook, photograph, and project report.
  8. Submit Application: Review all entries and click Submit.
  9. Save Application ID: Note the reference number for status tracking.

Apply Through DTIC (Offline Assistance)

Applicants who need help can visit the nearest District Trade and Industry Centre (DTIC) with all documents. DTIC staff can assist with registration, form filling, and document upload on the official portal.

🔍 How to Check Application Status

  1. Log in to cmyuva.org.in or diupmsme.upsdc.gov.in.
  2. Navigate to Application Status or Track Application.
  3. Enter your Application ID or registered Mobile Number.
  4. View current status:
    • Submitted — under initial review
    • Under Bank Review — sent to lending bank for appraisal
    • Approved — loan sanctioned, disbursement initiated
    • Rejected — see reason and re-apply if permitted

📥 Official PDF & Application Form

ResourceLink
Official Scheme PDFmsme1connect.up.gov.in — CMYUVA PDF
Online Applicationdiupmsme.upsdc.gov.in
CMYUVA Portalcmyuva.org.in
Support Pagemsme.cmyuva.org.in/support

The application form is filled online on the official portal — there is no separate offline PDF form required for most applicants.

🇮🇳 CMYUVA in Hindi — मुख्यमंत्री युवा उद्यमी विकास अभियान

मुख्यमंत्री युवा उद्यमी विकास अभियान (CMYUVA) उत्तर प्रदेश सरकार की प्रमुख युवा उद्यमिता योजना है। इसके तहत 21–40 वर्ष की आयु के युवाओं को अपना उद्यम स्थापित करने के लिए बैंक ऋण के साथ ब्याज सब्सिडी मिलती है।

मुख्य लाभ:

  • Phase 1: ₹5 लाख तक ऋण, 4 वर्षों के लिए 100% ब्याज सब्सिडी
  • Phase 2: ₹10–20 लाख ऋण, 3 वर्षों के लिए 50% ब्याज सब्सिडी

पात्रता: उत्तर प्रदेश के स्थायी निवासी, न्यूनतम 8वीं पास, आयु 21–40 वर्ष।

आवेदन: cmyuva.org.in या diupmsme.upsdc.gov.in पर ऑनलाइन आवेदन करें।

📞 Official Portal & Helpline

ResourceDetails
DI UP MSME Portaldiupmsme.upsdc.gov.in
CMYUVA Portalcmyuva.org.in
MSME Connectmsme1connect.up.gov.in
Support / Helplinemsme.cmyuva.org.in/support · +91 9129987111
DepartmentDirectorate of Industries and Enterprise Promotion, UP
Offline HelpDistrict Trade and Industry Centre (DTIC)

🔗 Related Uttar Pradesh Resources

Explore more UP government information on DesiSalary:

⚠️ Disclaimer

Loan amounts, subsidy rates, eligibility rules, and portal workflows are based on official Uttar Pradesh MSME and government sources. Rules may be updated through government notifications. Always verify the latest details on diupmsme.upsdc.gov.in or cmyuva.org.in before applying. DesiSalary is an informational guide — not an official government website.

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Frequently Asked Questions (FAQs)

1 What is Mukhyamantri Yuva Udyami Vikas Abhiyan?
Mukhyamantri Yuva Udyami Vikas Abhiyan (CMYUVA) is a Uttar Pradesh Government scheme to promote youth entrepreneurship by providing bank-linked loans with interest subsidy for establishing micro and small enterprises. It is implemented by the Directorate of Industries and Enterprise Promotion (DI&EP), UP.
2 What is CMYUVA?
CMYUVA is the short form of Mukhyamantri Yuva Udyami Vikas Abhiyan — the UP government's flagship youth entrepreneurship and self-employment programme launched to support young entrepreneurs aged 21–40 years.
3 Who is eligible for CMYUVA?
Applicants must be permanent residents of Uttar Pradesh, aged between 21 and 40 years, with a minimum educational qualification of Class 8 or equivalent. Priority is given to applicants who have completed training under government-run skill/entrepreneurship schemes.
4 What is the maximum loan amount under CMYUVA?
Under Phase 1, eligible applicants can get loans up to ₹5 lakh with 100% interest subsidy for four years. Under Phase 2, loans ranging from ₹10 lakh to ₹20 lakh are available with 50% interest subsidy for three years, as per the official UP MSME scheme document.
5 Is the CMYUVA loan interest-free?
Phase 1 provides loans up to ₹5 lakh with 100% interest subsidy for four years — meaning the effective interest burden is covered by the government subsidy for the subsidy period. Phase 2 offers 50% interest subsidy for three years on loans of ₹10–20 lakh. Verify current repayment and subsidy terms on the official portal before applying.
6 What is the minimum education qualification for CMYUVA?
Applicants must have passed at least Class 8 (eighth standard) or its equivalent. A skill training certificate from a government-recognised programme strengthens the application and may receive priority.
7 What is the age limit for CMYUVA?
Applicants must be between 21 and 40 years of age at the time of application. Age proof (Aadhaar, birth certificate, or school certificate) is required.
8 Is the CMYUVA loan collateral-free?
The UP Government's budget material describes CMYUVA as providing guarantee-free loans for establishing micro-enterprises. Specific collateral or guarantee requirements may vary by lending bank and project size — confirm with the bank and official portal at the time of application.
9 What documents are required for CMYUVA?
Commonly required documents include Aadhaar Card or Voter ID (identity proof), age proof, residence/domicile certificate, educational qualification certificate, skill training certificate (if applicable), caste certificate (if applicable), disability certificate (if applicable), bank passbook, passport-size photograph, and project report/business plan.
10 How can I apply for CMYUVA?
Apply online through the official DI UP MSME portal at diupmsme.upsdc.gov.in or the CMYUVA portal at cmyuva.org.in. Register, fill in personal and business details, upload documents and project report, and submit. You can also visit your District Trade and Industry Centre (DTIC) for offline assistance.
11 What is the official CMYUVA portal?
The official application portals are diupmsme.upsdc.gov.in (DI UP MSME portal, as stated in the official scheme PDF) and cmyuva.org.in (CMYUVA dedicated portal). Always verify you are on a government domain before submitting personal documents.
12 How can I check CMYUVA application status?
Log in to cmyuva.org.in or diupmsme.upsdc.gov.in with your registered credentials, open the application dashboard, and enter your application ID to view current status — pending, under bank review, approved, or rejected.
13 What is CMYUVA Phase 2?
Phase 2 of CMYUVA covers larger enterprises with loan amounts ranging from ₹10 lakh to ₹20 lakh, with a 50% interest subsidy for three years. Phase 1 targets smaller micro-enterprises with loans up to ₹5 lakh and 100% interest subsidy for four years.
14 What is the CMYUVA helpline number?
For assistance, contact the CMYUVA support page at msme.cmyuva.org.in/support or call +91 9129987111. You can also visit your nearest District Trade and Industry Centre (DTIC) or MSME office. Verify current helpline numbers on the official portal before calling.
15 Where can I download the CMYUVA PDF or application form?
The official scheme document is available on the UP MSME portal at msme1connect.up.gov.in. Application forms and guidelines can be downloaded from diupmsme.upsdc.gov.in or cmyuva.org.in during the application process.
16 मुख्यमंत्री युवा उद्यमी विकास अभियान क्या है?
मुख्यमंत्री युवा उद्यमी विकास अभियान (CMYUVA) उत्तर प्रदेश सरकार की योजना है जो 21–40 वर्ष की आयु के युवाओं को उद्यम स्थापित करने के लिए ब्याज सब्सिडी वाले बैंक ऋण प्रदान करती है। Phase 1 में ₹5 लाख तक का ऋण 4 वर्षों के लिए 100% ब्याज सब्सिडी के साथ मिलता है।
17 CMYUVA के लिए कौन पात्र है?
स्थायी निवासी उत्तर प्रदेश के नागरिक जिनकी आयु 21–40 वर्ष है और जिन्होंने कम से कम 8वीं कक्षा पास की है, वे आवेदन कर सकते हैं। सरकारी कौशल प्रशिक्षण पूर्ण करने वालों को प्राथमिकता मिलती है।
18 CMYUVA में अधिकतम ऋण कितना मिलता है?
Phase 1 में ₹5 लाख तक, Phase 2 में ₹10–20 लाख तक का ऋण उपलब्ध है। ब्याज सब्सिडी Phase 1 में 4 वर्षों के लिए 100% और Phase 2 में 3 वर्षों के लिए 50% है।
19 CMYUVA के लिए ऑनलाइन आवेदन कैसे करें?
diupmsme.upsdc.gov.in या cmyuva.org.in पर जाएं, रजिस्टर करें, व्यक्तिगत और व्यवसाय विवरण भरें, दस्तावेज और प्रोजेक्ट रिपोर्ट अपलोड करें और सबमिट करें। आवेदन नंबर सुरक्षित रखें।
20 CMYUVA आवेदन का स्टेटस कैसे चेक करें?
cmyuva.org.in या diupmsme.upsdc.gov.in पर लॉगिन करें, एप्लिकेशन डैशबोर्ड में अपना आवेदन ID डालें और वर्तमान स्थिति देखें।
21 CMYUVA हेल्पलाइन नंबर क्या है?
सहायता के लिए msme.cmyuva.org.in/support पर जाएं या +91 9129987111 पर संपर्क करें। निकटतम DTIC (जिला व्यापार एवं उद्योग केंद्र) में भी सहायता मिल सकती है।
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